Residential Financing
Blue Air One offers flexible residential financing options to help New Jersey homeowners afford HVAC upgrades, repairs, and installations. Our residential financing plans feature low monthly payments, quick approvals, and no hidden fees—making it easy to stay comfortable year-round. This Residential Financing page explains how you can finance your new air conditioner, furnace, or full system replacement without upfront stress. Whether you’re replacing old equipment or improving energy efficiency, we’ve got a plan that fits your budget. Need affordable home comfort? Explore our Residential Financing options and apply today.
Residential Financing
At Blue Air One Heating & Air Conditioning, we believe comfort should never be out of reach. That’s why we offer a variety of financing options to make your home HVAC upgrades more affordable and stress-free.
Convenient Financing Through Synchrony Financial
We’ve partnered with Synchrony Financial to offer fast, secure financing that helps you get the system you need—when you need it.
Quick, secure online application
Special financing offers (subject to credit approval)
Low minimum monthly payments
No annual fees
24/7 online account management
Safe, dependable access to your account at any time
Our team is here to guide you through your options and help you choose the best plan for your needs.
Now Highlighting Utility-Based Financing Programs
In addition to Synchrony Financial, we recommend looking into utility-sponsored financing programs available to many New Jersey homeowners. Companies like JCP&L, PSE&G, and Elizabethtown Gas offer excellent residential financing options, including:
0% interest financing for up to 7 years (for eligible customers)
Flexible repayment terms
Programs designed to improve home energy efficiency
These programs can significantly reduce upfront costs and make upgrading your HVAC system even more accessible.
Be sure to ask us about these utility programs—we’ll help you find the best option available based on your location and eligibility.
Payment Options
We also accept all major forms of payment including:
Visa & MasterCard
Cash
Checks
Call us today at 908-275-3953 to learn more, ask about your eligibility, or to schedule an appointment. We’re proud to serve homeowners throughout Linden, Clark, Westfield, Scotch Plains, and Fanwood, NJ.

Customer Testimonials
What Our Clients Say
We specialize in residential and commercial heating and cooling solutions, working with all major HVAC brands such as York, Goodman, Rinnai, Honeywell, Friedrich, and more. Our services include:
Richard Oppmann2025-03-03Trustindex verifies that the original source of the review is Google. Marcel and his team did a superior job installing a full replacement heating and cooling system in my Mom's home. His crew did a beautiful install, clean and organized. The work area was super clean after install. Marcel and the team communicated well when starting, finished and any disruptions during the day. They even brought heaters in case the house got cool. They are highly recommended for HVAC needs and provide top quality at a fair price! Eraldo Ramos2025-01-24Trustindex verifies that the original source of the review is Google. Blue Air One Heating as absolutely amazing. The tech Vadym Kostashchuk was informative and was amazing with his work. Fantastic and quick experience with working on my heating. Jonathan Henson2024-12-07Trustindex verifies that the original source of the review is Google. The old unit was 20 years old and died. The landlord agreed to put in a new unit which had been out for a week. Temps inside the house were low 50s. The team showed up on time and were done in less than five hours. Every thing was cleaned up after they finished. The heat is on! Great teamwork getting the work done so fast and efficiently. Marcel is a great leader and the team worked effectively and efficiently. Highly recommend to those needing a new heat pump. tucker marr2024-10-11Trustindex verifies that the original source of the review is Google. Quality and clean installation of HVAC system at a very competitive price. They used drop clothes and cleaned up before they left. Marcel explained everything thoroughly and made sure it met our needs. Transparent pricing and no add on fees. Adam Moreschi2024-10-06Trustindex verifies that the original source of the review is Google. Blue Air One installed brand new HVAC in our house and did such a wonderful job! Professional, kind, and fair pricing. They were so respectful of our little kids and working from home situations. We needed new duct work and also got high quality York equipment that will last for years to come. We appreciate all of your hard work! Gabriela Petras2024-09-19Trustindex verifies that the original source of the review is Google. Marcel and his Blue Air One team are true professionals. We had our whole HVAC system and water heater replaced by them which was a 3 day process and we couldn’t be happier with our choice of picking these guys over the others. Marcel came and explained the process, recommended products, answered all of our questions and gave us reasonable price. His team came on time on all 3 days, very respectful of our property, installation was seamless and communication with Marcel excellent throughout the whole process . They handled everything from paperwork to clean up after the installation. We are very happy customers and highly recommend Marcel and his Blue Air One company for all HVAC needs. Craig Middleton2024-08-25Trustindex verifies that the original source of the review is Google. Best price I found when shopping around for a new AC unit. Everyone else tried to sell me an entirely new HVAC system and other things I didn't need. Blue Air was honest, professional and not pushy. Once we decided to go with Blue Air the work was done the next day (which was amazing because we were in the middle of a heat wave with no AC!) Very happy we chose Blue Air One. It's never fun to replace a huge appliance, but they made the process easyand seamless. Carolyn Batista2024-08-14Trustindex verifies that the original source of the review is Google. This company is wonderful. They have an amazing staff, the owner is incredible and honest and they are all hardworking. We had a new AC system installed and it is a great product and they all did a terrific job installing it. The owner takes his time to explain and answer questions. Donna Ricciardelli2024-07-12Trustindex verifies that the original source of the review is Google. Just want to thank Marcel & his crew for doing a wonderful job at my home in Linden! So glad I used them, especially since they are local. New A/C inside & out without any mess. Impressed by their work ethics & genuine concern for my home. Thank You Blue Air One!!